2025 Ira Contribution Limits Roth Ira. The 401(k) contribution limit for 2025 is $23,500, up from $23,000 in 2024. The 2024 roth ira income limits are $161,000 for single tax filers and $240,000.

Ira limits aren’t changing in 2025 currently, ira contributions max out at $7,000. The limit on annual contributions to an individual retirement account (pretax or roth or a combination) remains at $7,000 for 2025, the same as in 2024.